Your Retirement Income Blueprint: A Six–Step Plan to Design and Build a Secure Retirement

“Daryl′s easy–to–use, step–by–step process is your blueprint for creating a sustainable retirement income stream and enjoying a financially worry–free retirement. When it comes to creating your retirement paycheque, Daryl Diamond is the expert. His book is a must–read for all boomers.”
Patricia Lovett–Reid, Senior Vice–President of TD Waterhouse Canada Inc., and host of BNN′s MoneyTalk

Anxiety about retirement finances is running high for anyone approaching the end of their working life, made all the more urgent by a perfect storm of jarring recent events and uncertain economic conditions. Historically low interest rates and resulting lower returns on investments, significant changes to the Canada Pension Plan in 2012 that will affect those 60–65 in particular, and government debt increasing just when demand for medical care will begin skyrocketing–all point to tough times ahead for retirees. How can retirees afford to retire, let alone enjoy their retirement, in years to come?

Your Retirement Income Blueprint offers proven strategies that show you how to:

• Combine government and personal sources of income most efficiently
• Determine which assets to use first and which to defer
• Preserve government benefits and entitlements that are often needlessly wasted or lost
• Create results that are more survivor– and estate–friendly than traditional approaches
• Greatly reduce taxes on retirement income and the aggregate estate

Your Retirement Income Blueprint was written with boomers in mind, because boomers are increasingly aware of the importance of retirement income planning, but they can′t find the knowledge and expertise they need, even among professional financial planners. Covering topics from consolidating your assets to creating sustainable income, this book is the foundation for making the most out of what you have taken a lifetime to save.

Daryl Diamond is a recognized leader in the financial services industry. His practice, Diamond Retirement Planning Ltd., focuses on advising pre–retirement and retirement clients on the income structures, investment strategies, and estate conservation issues that are unique to those groups. He is active in educating advisors and their clients on retirement planning. He runs seminar programs and has designed training programs for three large Canadian financial institutions–Standard Life, Dynamic Mutual Funds, and the Royal Bank–to educate advisors on retirement income planning.