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Transparency in FinTech: Exploring Technological Advances, Regulation, and Societal Impact with Case Studies
Author(s): Joerg Osterrieder (Editor), Ioana Florina Coita (Editor), Anastas Dzurovski (Editor)
- Publisher: Palgrave Macmillan
- Publication Date: October 22, 2025
- Language: English
- Print length: 388 pages
- ISBN-10: 3032035228
- ISBN-13: 9783032035226
Book Description
This book investigates AI and FinTech from the angle of transparency. Assessing three specific parts, the books examines transparency as part of technological advances, regulation, and its societal impacts. While current developments offered by the Fifth Technological Revolution in terms of Artificial Intelligence and Machine Learning are revolutionizing FinTech and increasing the levels of transparency, there are arising issues such as taxation of platforms and regulation changes that must be examined. It discusses new tools and how they can be utilized for more transparent Fintech market segments through AI and ML. The book explores the impact of FinTech transparency, specifically on developing countries as compared to Europe, and will be of interest to scholars, researchers, and policymakers in financial technology and financial regulation.
Editorial Reviews
From the Back Cover
This book investigates AI and FinTech from the angle of transparency. Assessing three specific parts, the books examines transparency as part of technological advances, regulation, and its societal impacts. While current developments offered by the Fifth Technological Revolution in terms of Artificial Intelligence and Machine Learning are revolutionizing FinTech and increasing the levels of transparency, there are arising issues such as taxation of platforms and regulation changes that must be examined. It discusses new tools and how they can be utilized for more transparent Fintech market segments through AI and ML. The book explores the impact of FinTech transparency, specifically on developing countries as compared to Europe, and will be of interest to scholars, researchers, and policymakers in financial technology and financial regulation.
Jörg Osterrieder is a Professor for Sustainable Finance at the BFH, Switzerland, and an Associate Professor for Finance and Artificial Intelligence at the University of Twente, Niederlande. He has been working for more than 15 years in the fields of financial statistics, quantitative finance, algorithmic trading and digitalization of the financial industry.
Ioana Florina Coita is a Lecturer of Machine Learning in Finance at University of Oradea Romania and University of Wroclaw in Poland. She also holds position in Finance at University of Economics in Bratislava Slovakia.
Anastas Dzurovski is Professor of Finance, Economics and Law at State University St. Kliment Ohridski in Bitola, North Macedonia. He also holds position at Faculty of Business Economics in Skopje.
About the Author
Jörg Osterrieder is a Professor for Sustainable Finance at the BFH, Switzerland, and an Associate Professor for Finance and Artificial Intelligence at the University of Twente, Niederlande. He has been working for more than 15 years in the fields of financial statistics, quantitative finance, algorithmic trading and digitalization of the financial industry.
Ioana Florina Coita is a Lecturer of Machine Learning in Finance at University of Oradea Romania and University of Wroclaw in Poland. She also holds position in Finance at University of Economics in Bratislava Slovakia.
Anastas Dzurovski is Professor of Finance, Economics and Law at State University St. Kliment Ohridski in Bitola, North Macedonia. He also holds position at Faculty of Business Economics in Skopje.
