Smart is the New Rich: Money Guide for Millennials

Against a drumbeat of hopelessness about too much student debt and too few jobs requiring a college degree, Smart is the New Rich: Money Guide for Millennials is a realistic and optimistic road map for millennials to save more, navigate their careers, invest in the stock market, and pay their student loans all at the same time.

TIME is a four-letter word of the very best kind for millennials. It is the single most important driver of wealth, and young people have it in spades. That’s why the time is now for millennials to address their financial health and start planning their wealth.

Just as you’d buy a guidebook before a trip through Central America or Europe, this is a guidebook for young people travelling for the first time in the money world: at work, with friends and significant others, negotiating a raise, renting an apartment or saving to buy a house, and of course… retirement. Credit, debt, savings, investment, taxes, mortgages this book is an all-in-one explanation of these topics and more, with checklists and other tools to make the plan clear and easy.

Author Christine Romans is a CNN journalist who has been reporting on the events that have shaped the millennial generation, including the terrorist attacks of September 11, 2001, the financial crisis of 2008, President Barack Obama’s election and reelection, and the wave of protests from Occupy Wall Street to the Arab Spring to #JeSuisCharlie. These events have shaped the millennial generation- a generation that values experiences over materialism and wants more out of their jobs and money than the credit-fueled mirage that came before them.

“With Smart is the New Rich, Christine Romans has managed to turn a book about saving and investing money into an enormously entertaining read. If your plans include sleeping under a roof, eating food, wearing clothes, raising a family, and paying off your college loan, you should read this book first thing tomorrow. If you’re dreaming even bigger you should read it today.”
Aaron Sorkin, American screenwriter and playwright

“Everything you want to know about money but were afraid to ask! Our children today’s millennials badly need a smart travel guide through the value of a dollar. I myself have learned so much over the years from CNN’s Christine Romans’ ability to cut through the financial clutter, and her book comes not a moment too soon!”
Christiane Amanpour, CNN chief international correspondent

It’s About a Better Life, Not Just a Bigger Bank Account

It is a huge and highly-educated generation that is asking tough questions about money. Is college worth it? What’s the point of owning a house? What if I don’t want to work a 9-to-5 office job? Is investing really the best way to save for retirement? Smart is the New Rich answers those questions and more.

• Is it better to rent or buy
• Why living at home is the single best economic decision many young people can make
• How to negotiate your first salarys
• How to triage your loans in the smartest way
• How (and whether) to ask your parents for money
• Why you need to know your love interest’s financial situation by the third date

Smart is the New Rich is a crash course in personal finance that answers these money questions. You’ll learn about everything from budgeting and building credit to starting a business and planning for retirement.