Think you’re too young to start thinking about retirement? Or that it’s too late for you? Or that “retirement” investing is different from “normal” investing? Think again.
Whether you’re in retirement, just getting ready to retire now or in 5, 10 or 40 years, the newly revised and updated second edition of Plan Your Prosperity arms you with information, expert guidance and tools to help you invest smarter your whole life. In it, bestselling finance author Ken Fisher explains why, for all practical purposes and for most investors, all investing should be done with an eye toward retirement―and beyond.
You’ll find proven techniques you can use to avoid harmful myths about retirement saving and investing that sink all-too-many investors and jeopardize their prosperity. You’ll also get hands-on strategies to help you simplify and state your goals, uncover how much money you may need to finance them and learn how to build a portfolio that increases the likelihood you reach your goals.
In their place, Ken provides straightforward principles to help you increase the odds you achieve your long-term investing goals, like:
- How to think correctly about investing time horizon
- The difference between income and cash flow
- How to better figure how much cash flow you need and if your portfolio can provide it
- How to figure how much to save each year to achieve retirement goals
- What pitfalls to avoid
- And more . . .
Plan Your Prosperity delivers the essential tools you need at any step in your investing journey. Whether you are retired now, retiring soon or returning in the far, far future. It’s a must-read roadmap to successful investing and saving.
From the Back Cover
An essential blueprint for investors seeking financial security and independence
The second edition of Plan Your Prosperity: The Only Retirement Guide You’ll Ever Need, Starting Now―Whether You’re 22, 52 or 82, by bestselling author and veteran adviser Ken Fisher, shares the crucial elements in crafting a retirement investing approach for your entire lifetime.
You’ll learn how to think about your time horizon, expected returns, cash flows, and other key metrics to help you build a plan that targets your desired lifestyle in retirement. You’ll also discover techniques to help you start building a retirement plan that increases the likelihood you live the retirement you want. And, it offers succinct advice in navigating the disorienting myths and pitfalls many fall prey to along their investing journey.
Plan Your Prosperity shows you how to answer common and critical questions about how to approach investing in your own life: What are your investment goals? What mix of stocks, bonds and other securities should you use? How can you estimate whether your savings are sufficient? How much money will you need when you retire?
Fisher walks you through a step-by-step method designed to solve these―and other―dilemmas. Plan Your Prosperity is a must-read for retirement investors at every stage of life.
About the Author
KEN FISHER is the Founder, Executive Chairman, and Co-Chief Investment Officer of Fisher Investments, a $387-plus billion (as of 3/31/2026) investment adviser and money management firm serving large institutions and high-net-worth individuals. For over 32 years, Fisher wrote Forbes‘ “Portfolio Strategy” column, making him the longest continuously running columnist in the magazine’s venerable history. He now writes monthly, native-language columns in over 25 major media organs worldwide, including the New York Post, Britain’s Daily Telegraph, Spain’s elEconomista and Italy’s Il Sole 24 Ore. In total, his columns span more countries and more languages in more total reach than any other, non-syndicated columnist of any type ever.
LARA HOFFMANS co- authored numerous bestsellers with Ken Fisher, including The Only Three Questions That Count, How to Smell a Rat, and Plan Your Prosperity. She has also contributed to Forbes.com and other financial publications.
CHRIS CIARMIELLO is a Research Analyst at Fisher Investments. In addition to assisting with books, Chris frequently collaborates with Ken to produce his many worldwide articles. He is a graduate of Connecticut College and The New School and presently resides in Vancouver, Washington.