Plan Your Prosperity: The Only Retirement Guide You'll Ever Need, Starting Now--Whether You're 22, 52 or 82

Think you’re too young to start thinking about retirement? Or that “retirement” investing is different from “normal” investing? Think again.

Whether you’re in retirement, just getting ready to retire now or in 5, 10 or 40 years, Plan Your Prosperity arms you with information, expert guidance and tools to help you invest smarter your whole life and, yes, plan better for retirement. Bestselling finance author Ken Fisher explains why, for all practical purposes and for most investors, all investing should be done with an eye toward retirement and beyond.

Harmful mythology abounds about retirement investing. Like the adage you should take 100 (or 120) and subtract your age to get your equity allocation and put the rest in bonds or cash. Or you should buy only bonds. Or buy only high-dividend stocks. Or some combination! Or buy equity-indexed annuities or some “guaranteed” income product. All are examples of potentially harmful myths many folks believe to be smart, strategic moves myths Ken makes short work of in Plan Your Prosperity.

In their place, Ken provides straightforward principles to help you increase the odds you achieve your long-term investing goals, like:

• How to think correctly about investing time horizon
• The difference between income and cash flow
• How to better figure how much cash flow you need and if your portfolio can provide it
• How to figure how much to save each year to achieve retirement goals
• What pitfalls to avoid
• And more . . .

Not another one-size-fits-all retirement planner, Plan Your Prosperity supplies you with a firm foundation in sound investment and retirement planning principles. And it gives you a framework for better understanding your financial needs, setting your financial goals and creating a workable plan for your lifelong prosperity.

Forbes columnist, bestselling author and billionaire CEO Ken Fisher offers guiding principles for developing a retirement investment plan no matter if you’re retiring next week, next year or in four decades.

Best known for his “Portfolio Strategy” column in Forbes, Ken Fisher is the author of numerous bestselling finance and investment books. In his latest book, Ken tackles a subject most investors must face: retirement planning. Drawing upon his decades of experience as head of one of the world’s largest independent global money management firms, he arms readers with straightforward principles to help them develop their own investment plan. No book can supplant the retirement planning process. However, this book aims to help readers develop an appropriate plan that increases the odds of achieving their long-term goals.

An indispensable retirement planning resource no matter where you fall on the investment continuum, Plan Your Prosperity busts pernicious myths and rules-of-thumb about retirement and replaces them with sound concepts that can guide you now and for the rest of your investing time horizon. Whether you’re in your twenties, forties, sixties or beyond, it’s never too late to plan your prosperity.