The Pension Puzzle: Your Complete Guide to Government Benefits, RRSPs, and Employer Plans 3rd Edition

The Pension Puzzle: Your Complete Guide to Government Benefits, RRSPs, and Employer Plans 3rd Edition book cover

The Pension Puzzle: Your Complete Guide to Government Benefits, RRSPs, and Employer Plans 3rd Edition

Author(s): Bruce Cohen (Author), Brian Fitzgerald (Author)

  • Publisher: Wiley
  • Publication Date: January 19, 2007
  • Edition: 3rd
  • Language: English
  • Print length: 240 pages
  • ISBN-10: 0470839538
  • ISBN-13: 9780470839539

Book Description

An “owner’s manual” for every Canadian with a pension plan.
 Millions of Canadians are covered by pension plans in one form or another-whether that’s CPP or a company plan, or personal RRSPs. But pensions are the benefit least understood by employees. They’re confusing and complex, but understanding pensions is crucial to every Canadian’s financial security in retirement. Since its initial publication, The Pension Puzzle has become the definitive book on the subject. Now completely revised and updated, The Pension Puzzle remains a true owner’s manual for anyone with a pension plan. The Pension Puzzle is not just for those about to retire. It’s for every working Canadian who needs to make decisions about their pension plan and how it affects their financial future.

Editorial Reviews

Review

The Pension Puzzle is destined to become the definitive reference book on retirement plans for financial advisers and their clients.”
Jonathan Chevreau, The National Post

“Spending each day as you choose and getting monthly cheques to pay for it is neither boring nor painful, yet the mention of pensions brings on tensions. Bruce Cohen and Brian FitzGerald are right on the money with a sensible, straightforward, and practical guide to how much you can expect, where it will come from, and whether it will be enough. Don’t leave work without it.”
Michael Kane, The Vancouver Sun

From the Back Cover

Millions of Canadians are covered by pension plans in one form or another— whether that’s CPP, a company plan, or personal RRSPs. But pensions are the benefit least understood by employees. They’re confusing and complex, but understanding pensions is crucial to “every “Canadian’s financial security in retirement.

“The Pension Puzzle “is a true “owner’s manual” for anyone with a pension plan: Explains what pensions are; how all the different types work; how government, employer plans, and RRSPs fit together; and how to determine the value of your employer’s plan. Shows you how to determine how much income you’ll need in retirment; how much government benefits and employer plans will provide for you; and how aggressive you have to be with your own RRSP investments to supplement these other plans. Helps you make sound decisions about your pension plan and how it affects your financial future, whether you’re planning your retirement, changing jobs, handling a divorce, or making decisions about early retirement. Includes practical forms and worksheets, tips, and examples. “The Pension Puzzle “is not just for those about to retire. It’s for every working Canadian who needs to make decisions about their pension plan and how it affects their financial future.

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