Name: Financial Engineering for Low-Income Households First Edition
Author: Bindu Ananth (Editor), Amit Shah
ISBN: 9788132109716

Financial Engineering for Low-Income Households First Edition book cover

Financial Engineering for Low-Income Households First Edition

Author(s): Bindu Ananth (Editor), Amit Shah

Publisher: SAGE
Publication Date: 11 Mar. 2013
Edition: First Edition
Language: English
Print length: 244 pages
ISBN-10: 8132109716
ISBN-13: 9788132109716

Book Description

Financial Engineering for Low-Income Households First Edition is an edited compilation of articles that focus on using financial engineering-a multidisciplinary field that uses technical methods from the fields of finance, mathematics and economics-to design financial services for low-income households. The book aims to provide an understanding of the various risk-reward trade-offs facing low-income households and how principles of financial engineering can be best applied to understand and manage the complete suite of financial and non-financial assets, including human capital, insurance, annuities and loans.

This compilation connects the fundamental concepts in finance and financial engineering with the relatively new field of financial services delivery to low-income households. Its applied nature will help the reader grasp the implications of theoretical principles in finance on practical product-design considerations. It has several illustrations, caselets, and exercises to facilitate learning and in order to develop a full understanding of the underlying concepts.

The book will be a valuable tool for students and practitioners interested in the design and delivery of financial services to low-income households.

Editorial Reviews

Review

The book explores how banks may help common man in selecting right financial products…this volume provides invaluable insights….Case studies and a cogent illustration make this book useful enough for bank officials to have on their bookshelves.

— The Financial World

The authors have successfully assembled the ideas from a vast variety of sources into one cogent and accessible volume. Chapterization of book and sequencing of articles is very apt…this book will be invaluable for students, researchers and practitioners interested in the design and delivery of financial services to low income households. — Journal of Rural Development, Vol 32, July- September 2013

The book is a valuable compilation connected with financial engineering…comprehends different risk-reward equations encountered by household with low-income…it offers a systematic approach towards building competencies in the frontline staff of all financial institutions…written in a simple way and can be referred to the CEO as well as fresh management graduate, the teller, the sales agent…it will be very useful for planners, economists and bankers. — Free Press Journal, 23 March 2014

[The book] highlights all the key issues, some of the leading practitioners from concerned stream have contributed to this book. This book will be a valuable tool from practitioners to students, who are interested in the design and delivery of financial services.

— Sahara Time, 4 May 2013

From the Back Cover

The book will be a valuable tool for students and practitioners interested in the design and delivery of financial services to low-income households.

About the Author

Bindu Ananth is currently the President of IFMR Trust. She worked with ICICI Bank in the microfinance practice between 2001 and 2005 and was head of the new product development group within the bank’s rural finance business in 2007. She is also the founder of Centre for Micro Finance, IFMR. Bindu has an undergraduate degree in Economics from Madras University and master’s degrees from Institute of Rural Management, Anand (IRMA) and Harvard University’s Kennedy School. She is a Fellow at the Global Economic Society. Bindu has published in Small Enterprise Development Journal, Economic and Political Weekly, OECD working paper series, FAI working paper series, and ADB working paper series. She has also contributed to columns in Wall Street Journal, Forbes India, Mint, and Business Line.

Amit Shah is a founding member of Wealth Management team of IFMR Rural Finance since May 2009, where he has been closely involved with the design of a new type of rural financial institution called Kshetriya Gramin Financial Services (KGFS). Prior to joining IFMR, he was with HDFC Bank, working with the Credit Policy for Credit Cards & Merchant Acquiring Business for a year. Amit has a master’s degree in Rural Management from Institute of Rural Management Anand (IRMA) and is a Commerce undergraduate from PSG College of Arts & Science, Coimbatore.

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